Insurance & Financing

We Work With Your Insurance

AK Ultimate Dental accepts most major dental insurance plans. We verify your benefits before your visit — no surprises, no billing confusion. Flexible financing available for those without insurance.

We'll verify your coverage for free — call (702) 935-4395

Most Insurance Accepted
Free Benefits Verification
0% Financing Available
All Major Cards Accepted
Accepted Insurance Plans

We Accept Most Major Plans

Including but not limited to the plans below. Don't see yours? Call us — we likely accept it.

Delta Dental
Cigna
Aetna
MetLife
Guardian
United Concordia
BlueCross BlueShield
Humana
Principal
Sun Life
Ameritas
Anthem
GEHA
United Healthcare
Most PPO Plans

Not sure if we accept your plan? We'll check for you — for free.

Call (702) 935-4395 to Verify
How It Works

We Handle the Insurance So You Don't Have To

1

Provide Your Card

Bring your insurance card to your first appointment (or call us ahead — we can look it up by name and DOB).

2

We Verify Your Benefits

Our team contacts your insurer, verifies your coverage, and tells you exactly what to expect — before treatment begins.

3

We File Your Claim

After your visit, we file your insurance claim directly. You pay only your estimated portion at time of service.

Flexible Financing

No Insurance? No Problem.

We offer three financing options with fast approvals so cost never stands between you and the smile you deserve.

Cherry

Dental Financing — No Credit Score Required

Cherry offers flexible payment plans with an approval rate of over 80%. Get pre-approved in 60 seconds with no hard credit pull. Split your treatment cost into easy monthly payments.

  • 80%+ approval rate
  • No hard credit pull to apply
  • 0% APR options available
  • Fast 60-second decision
Check Eligibility
CareCredit

Healthcare Credit Card

CareCredit is a dedicated healthcare credit card accepted at thousands of dental practices. Apply online and use it at your appointment for same-day coverage.

  • Dedicated healthcare card
  • 0% deferred interest options
  • No annual fee
  • Use immediately upon approval
Apply for CareCredit
Sunbit

Buy Now, Pay Over Time

Sunbit's buy now, pay later technology is designed for everyday people. 90% of applicants are approved, with straightforward terms and no hidden fees.

  • 90% approval rate
  • No hard credit inquiry
  • 3, 6, 12 or 24 month terms
  • No prepayment penalty
Learn About Sunbit

Financing is provided by third-party partners. Call (702) 935-4395 for help selecting the right option.

Insurance FAQs

Common Insurance Questions

Does AK Ultimate Dental accept my dental insurance?

We accept most major dental insurance plans including Delta Dental, Cigna, Aetna, MetLife, Guardian, United Concordia, BlueCross BlueShield, Humana, Principal, and many more. Call us at (702) 935-4395 and we will verify your specific plan at no charge before your appointment.

How do I know what my insurance will cover?

Call our office at (702) 935-4395 and we will run a complimentary insurance verification before your visit. We will explain exactly what your plan covers, what your estimated out-of-pocket cost will be, and walk you through your benefits so there are no surprises.

What if I don't have dental insurance?

No insurance? No problem. We offer flexible financing through Cherry, CareCredit, and Sunbit — all with fast approvals and 0% interest options. We also offer competitive self-pay rates. Ask about our new patient special when you call.

Does dental financing affect my credit score?

Checking your eligibility for Cherry or Sunbit does NOT affect your credit score — they use a soft credit pull only. CareCredit uses a standard credit application. All three options have options suitable for a wide range of credit profiles.

Are implants and cosmetic procedures covered by insurance?

Insurance coverage for implants and cosmetic procedures varies by plan. Many plans cover a portion of implants when they replace a missing tooth for functional reasons. Purely cosmetic procedures like teeth whitening or veneers are typically not covered. We will verify your specific benefits and help you use financing to cover any gaps.

Do you file insurance claims on my behalf?

Yes. We handle all insurance claim filing for you. You simply provide your insurance card at your first visit and we take care of the paperwork. We work directly with your insurer to maximize your benefits.

Ready to Get Started?

Call us now and we'll verify your insurance benefits for free before your visit.

Dental Emergency? Call (702) 935-4395